Let Jarvis Appraisal Service handle your appraisalTo a lot of people, an appraisal is simply another cost on the break-sheet for a mortgage or refinance. Practically all lenders still call in a local expert because the stakes are so high, even though there are a multiplying number of automated home valuation systems that may appear cheaper than an appraisal. You might think that securing a mortgage is the only reason you should get an appraisal, but there are more cases when the services of a licensed, independent real estate professional could be helpful.
Let Jarvis Appraisal Service help you dispute your tax assessmentIf you reside in an area where the value of property has depreciated, it's possible you're paying too much in property taxes. When building your case, an appraisal from Jarvis Appraisal Service is your best evidence. At Jarvis Appraisal Service,we can assist you in disputing your tax assessment.
Removing PMI will lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is an extra insurance policy that nearly all lenders ask home owners to buy when the amount being loaned to the home owner is more than 80% of the actual value of the real estate. This added payment is often folded into the monthly mortgage payment and is quickly forgotten. This is bad because PMI isn't required when the remainder of the loan - whether through market appreciation or principal pay down - falls below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress requiring lenders to dismiss the PMI payments when the balance is paid down to 78% of the original value.
If you'd like to eliminate PMI, Jarvis Appraisal Service will give you a statement regarding the value of your home. The cost of the home valuation can usually be regained in little time because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Jarvis Appraisal ServiceA divorce can be a very traumatic ordeal for both parties, and it is often more complicated by the burdensome decision of who keeps the home. So both parties are completely aware of the true market value of their home, it's a good idea to get an appraisal from Jarvis Appraisal Service, regardless of the circumstances.
The parties will have a better idea of what price to set, if they wish to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Accurate and fair estate liquidation with help from Jarvis Appraisal ServiceSettling an estateLosing a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. We ensure the utmost degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to manage these affairs, unlike wealthy individuals. And seeing that a home or other property often makes up an uneven share of the total estate value, knowing the correct value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.
Jarvis Appraisal Service can help you with relocating to our covered geographical areasEmployee relocation is a stressful event, and we understand. That being said, we take great care in establishing an accommodating appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide input on the positive characteristics of their property, along with information about any current sales or listings in their area that they want considered.
Let Jarvis Appraisal Service assist you in selling your home quickly at the right priceA professional appraisal can help you make a better educated decision when determining your selling price, whether you choose to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't a percentage of the sales price, but rather they are calculated on our efforts to finish the appraisal.
On a daily basis, we examine the difference in value items like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long homes stay on the market.